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    10 editor-approved luxury hotels to book for your next trip to Europe

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    At some point during the year, we always have Europe on are travel itinerary as most of the destinations are all a direct flight away from Dubai.
    When it comes to planning your stay, the most crucial element is choosing the right hotel. For your next trip to one of the beautiful countries in Europe, we’ve curated an exclusive list. This collection represents hundreds of hours of researching, scouting and sourcing the best properties around Europe to make it a memorable trip.
    From classic hotels such as Claridge’s in London to modern ones such as The Julius in Prague, there’s something for every taste.
    Each of these hotels offers something special, from incredible locations to luxury services that make them stand out among Europe’s finest accommodations.
    Aman – Venice, Italy

    Set in one of Venice’s eight great monumental palazzos on the Grand Canal, this exclusive hotel has just 24 individually decorated rooms and suites. The Aman Venice combines the past and present perfectly, creating authentic cultural encounters for all of their guests. The historically significant art and architecture, including frescoes by Tiepolo.
    For more information visit aman.com
    Conservatorium Hotel – Amsterdam, Netherlands

    Conservatorium Hotel offers an elegant retreat in the heart of Amsterdam, renowned for its architectural beauty and exceptional hospitality. Situated in the Museum District, this luxury hotel blends heritage with contemporary style, featuring luxurious rooms and suites designed for comfort and relaxation. Guests can dine at the award-winning Taiko Restaurant, unwind in the Akasha Holistic Wellbeing Centre, and explore the vibrant cultural scene just steps from your door.
    For more information visit conservatoriumhotel.com
    The Julius, Prague, Czech Republic

    More than a hotel, The Julius is your space where you can connect with the local community and, best of all, where you have the flexibility to explore and the freedom to just be. The property features autumnal colours, natural materials and brass details feature throughout, alongside comfy beds, 100% cotton linens with a satin finish, fine bone china crockery from Villeroy & Boch and a kitchen kitted out with an array of top appliances to truly make you feel at home.
    For more information visit thejulius.eu
    Four Seasons Hotel Gresham Palace – Budapest, Hungary

    Regarded as the only Forbes Five-Star hotel in Hungary, the beautiful property embodies the spirit of Budapest’s Golden Era. From the moment you enter the wrought iron peacock gates, guests can witness more that two million mosaic tiles. Known for its striking chandelier, guests can see the stunning views of the danube and the picturesque Buda skyline. Overall, the experience is an unforgettable once, as everyone can recharge in the Spa and harness the city’s heritage in wellness, while enjoying an innovative cocktail at the lobby bar MÚZSA.
    For more information visit fourseasons.com
    Claridge’s – London, UK

    The lobby captures the art deco glamour of the Jazz Age, when flappers hobnobbed with royalty. Its checkered-floor expanse buzzes with an international motley crew of Hollywood stars, brides and business types catching up over zesty Ginger John cocktails in the 1930s-style Fumoir bar. The pick of the new suites is the Georgian, an impeccable meld of English heritage and subtle chinoiserie. There’s a Steinberg baby grand piano, silk de Gournay panels in the dining room and a kitchen with a 24-hour butler.
    For more information visit claridges.co.uk
    Le Bristol – Paris, France

    Le Bristol Paris strikes the harmonious balance between preserving traditional values, service, and elegance with a truly modern outlook. Over the past couple of years, the property has been carefully developing our ‘Ateliers du Bristol’, starting with the creation of our Living Bread, It became the first hotel in Paris to add a flour mill to the kitchens, to not only bake their own bread but to be able to grind their own flour from freshly milled heirloom wheat to create some of the best bread in Paris. Le Bristol Paris is all about reinventing classic traditions with a modern touch.
    For more information visit oetkercollection.com
    Paragraph Freedom Square – Tblisi, Georgia

    Step into a world of eclectic energy and charm at Paragraph Freedom Square, Tbilisi. Located steps away from the historic Old Town, a UNESCO World Heritage site, sits the dawn of a new era – Georgia’s preeminent luxury hotel. As the sun bounces from the curves of its glass façade, energy permeates Paragraph Freedom Square, a Luxury Collection Hotel and a new vibrant social hotspot is born. Blending the historic hallmarks of culture with contemporary luxury, guest rooms and suites combine traditional Georgian design with elevated luxury, from wine refrigerators in every room to splashes of colourful local artwork, alongside freestanding bathtubs overlooking floor-to-ceiling windows, inviting you to soak in the stunning views of the city. Your experience unfolds with an array of amenities including five restaurants and lounges under the tutelage of a Michelin-starred chef, a breathtaking spa that stretches over three floors.
    For more information visit marriott.com
    Soho House – Berlin, Germany

    Soho House Berlin is a members-only club, hotel, and dining establishment located in the Mitte district of Berlin. It occupies a historic Bauhaus-style building that once served as a department store and later housed the Communist Party’s Central Committee in East Berlin. The building’s rich history adds to its distinctive charm. The rooms are luxuriously designed rooms for members and guests, with a mix of vintage and modern elements. There’s a rooftop restaurant with stunning views of Berlin and an Italian-inspired menu along with a casual restaurant and bar inside.
    For more information visit sohohouse.com
    Hotel Balzac – Paris, France

    Hotel Balzac is full of charm and character, providing a unique sense of place. The Parisian epitome of quiet luxury, it offers all the modern comforts of a discerning traveller and a reliable hospitality service. Upon walking past its majestic door for check-in, you’ll feel the intimate and warm atmosphere of the lobby, thanks to the renowned Festen Architecture duo, Charlotte de Tonnac and Hugo Sauzay. The Festen duo have leaned heavily into the 1930s and 1940s for inspiration, revisited with creative modernity and minimalism deeply anchored in Balzac’s Parisian identity to create ultra-chic spaces within the hotel, which is eminently Instagrammable. Guests can also experience the facilities which include the pool, sauna, and state-of-the-art fitness room complete the facilities of this unparalleled spa.
    For more information visit hotelbalzac.paris
    One&Only Aesthesis — Athens, Greece

    Self-indulgence is gently encouraged by the therapists at the Guerlain spa; euphoria-inducing facials and wellness rituals focus on deep relaxation and inner glow, which pretty much sums up a stay at this smoothly operated urban resort.
    For more information visit oneandonlyresorts.com
    – For more on luxury lifestyle, news, fashion and beauty follow Emirates Woman on Facebook and Instagram
    Images: Supplied & Feature Image: Instagram @tialineker More

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      13 aesthetic hotels to book with private pools in the UAE

      by

      Life

      by Sarah Joseph
      2 hours ago

      As the sweltering heat is here to stay in the next couple of months after the cool weather, there’s nothing like cooling off in the privacy of your own private pools.
      From temperature-controlled swimming pools to luxe views of the UAE’s skyline, these exotic properties offer their own private swimming facility to unwind with friends and family.
      Emirates Woman has curated a list of must-visit resorts located both in Abu Dhabi, Dubai and Ras Al Khaimah, that offer their own space to unwind as you book a premium villa or suite that best fits your needs.
      Abu Dhabi
      Anantara Eastern Mangroves Hotel & Spa

      If you’re looking for a city escape in the heart of Abu Dhabi, this urban waterfront retreat offers an expanse of mangroves with waterfront swimming and mangrove kayaking during your stay as you unwind at the Mangrove pool suite. It offers a host of privileges from an abundance of space to basking on your terrace or in the mini plunge pool, which elevates your stay in UAE’s capital.
      For more information visit Anantara.com
      Saadiyat Rotana Resort & Villas, Saadiyat Island

      Located on the pristine white beach of Abu Dhabi’s breathtaking Saadiyat Island, this one-of-a-kind five-star property features a striking modern Arabic architecture with uninterrupted views of the Arabian Gulf. Starting with the one-bedroom beach villa, guests can rejuvenate at their very own large private plunge pool with a fully furnished terrace, as they absorb unrivalled sea views that are reminiscent of an elegant beach house with a location that is hard to beat.
      For more information visit Rotana.com
      Al Wathba, A Luxury Collection Desert Resort & Spa

      Rooted deep within the desert landscape of Al Wathba, an intimate retreat with natural beauty lies at the hallmark of this hotel experience, with guests ready to embark on an individual wellness journey, immersed by privacy. With a secluded plunge pool, guests can take in serene views of the Arabian Desert from their villa with a generous amount of space as they lay back and absorb the beauty of the property.
      For more information visit alwathbahotel.com
      Dubai
      One&Only The Palm

      This glittering sanctuary with lush gardens is secluded on Dubai’s Palm Jumeirah with opulent hotel rooms, while also featuring beachfront villas with their own private swimming pools as you witness breathtaking views of the Arabian Gulf. The premium villa allows you to step into the world of luxury with complete relaxation as you’re surrounded by lush private gardens and can cool off in your private temperature-controlled swimming pool with a majlis-style space shrouded by an oversized gazebo.
      For more information visit oneandonlyresorts.com
      Anantara The Palm

      With a private sanctuary that overlooks the beach and Arabian Gulf beyond, you can enjoy luxurious sunny days by the poolside with private concierge services at the Villa with options for one or two bedrooms as you unwind in style with oversized daybeds featuring a lagoon that is made into something special.
      For more information visit anantara.com
      Nikki Beach Resort & Spa

      With a relaxed yet effortless atmosphere, Nikki Beach Hotels & Resorts prides itself in providing guests with an unrivalled luxury lifestyle experience, while offering guests contemporary dining with an enhanced Nikki Beach experience. The Nikki beach pool villa is pleasant to the eye, with a uniquely designed space featuring an external shower pool and vast recreational areas that are perfectly conceived down to the smallest detail. With a perfect combination of white, light blue and beige colours in the interiors, the outdoor area is fitted with high-quality furniture offering a unique area for private dining or relaxing.
      For more information visit nikkibeach.com
      Melia Desert Palm

      This urban oasis offers lush green surroundings with an elegant oasis in the one-bedroom hideaway villas with ground floor living and dining spaces that extends to the spacious outdoor as guests enjoy a home away from home for the ultimate privacy with an alfresco dining area, complemented with a stone-walled courtyard for utmost serenity. With fascinating views of Dubai’s skyline and your own space to unwind at, there’s enough of room in this superlatively designed area to relax with friends and family.
      For more information visit melia.com
      Bulgari Resort Dubai

      Bringing the Mediterranean style to the Middle East, while being surrounded by ocean views with a nautical spirit imbibed at the property, guests can unwind at the luxurious beach view villas with stunning landscaped gardens and a temperature-controlled pool, as the villas offer the perfect amount of space to have the ultimate luxury gathering with the feeling and privacy of being at home, while enjoying the details of a sunken marble bathtub in the layout.
      For more information visit bulgarihotels.com
      Mandarin Oriental Jumeirah, Dubai
      Mandarin Oriental Jumeirah Dubai’s newly renovated Royal Penthouse boasts a panoramic rooftop terrace with a private 7-metre outdoor swimming pool and a sleek firepit and lounge area for ala fresco dining with epic, unobstructed views of the Arabian Gulf that only you and your guests can exclusively enjoy.
      For reservations, call +971 4 777 2222
      Al Maha, a Luxury Collection Desert Resort & Spa

      Just under an hours drive from the city of Dubai is Al Maha, a Luxury Collection Desert Resort and Spa. This luxury hotel, which resembles a luxurious Bedouin encampment, is the perfect escape for a weekend recharge. While the resort’s location already ensures maximum privacy for guests, Al Maha’s 42 suites take luxury and privacy to the next level. Each suite boasts a private temperature-controlled pool overlooking the infinite desert views, alongside opulent interiors which pay tribute to Arabian heritage with handcrafted furnishings, antiques and artefacts.
      Ras Al Khaimah
      The Ritz-Carlton, Ras Al Khaimah, Al Hamra Beach

      Escape to the shores of Ras Al Khaimah at The Ritz-Carlton Al Hamra Beach resort which has 32 luxurious villas that each have their very own private pool, as well as direct beach access.
      The Ritz-Carlton Ras Al Khaimah, Al Wadi Desert

      For those seeking a desert escape in Ras Al Khaimah, The Ritz-Carlton Al Wadi Desert resort is ideal. Similar to its sister resort, there are 100 villas available each with its own private pool.
      – For more on luxury lifestyle, news, fashion and beauty follow Emirates Woman on Facebook and Instagram
      Images: Supplied & Feature Image: Instagram @oothepalm More

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      13 luxe hotels to book with private pools in the UAE

      by

      Life

      by Sarah Joseph
      23 seconds ago

      As the sweltering heat is here to stay in the next couple of months after the cool weather, there’s nothing like cooling off in the privacy of your own private pools.
      From temperature-controlled swimming pools to luxe views of the UAE’s skyline, these exotic properties offer their own private swimming facility to unwind with friends and family.
      Emirates Woman has curated a list of must-visit resorts located both in Abu Dhabi, Dubai and Ras Al Khaimah, that offer their own space to unwind as you book a premium villa or suite that best fits your needs.
      Abu Dhabi
      Anantara Eastern Mangroves Hotel & Spa

      If you’re looking for a city escape in the heart of Abu Dhabi, this urban waterfront retreat offers an expanse of mangroves with waterfront swimming and mangrove kayaking during your stay as you unwind at the Mangrove pool suite. It offers a host of privileges from an abundance of space to basking on your terrace or in the mini plunge pool, which elevates your stay in UAE’s capital.
      For more information visit Anantara.com
      Saadiyat Rotana Resort & Villas, Saadiyat Island

      Located on the pristine white beach of Abu Dhabi’s breathtaking Saadiyat Island, this one-of-a-kind five-star property features a striking modern Arabic architecture with uninterrupted views of the Arabian Gulf. Starting with the one-bedroom beach villa, guests can rejuvenate at their very own large private plunge pool with a fully furnished terrace, as they absorb unrivalled sea views that are reminiscent of an elegant beach house with a location that is hard to beat.
      For more information visit Rotana.com
      Al Wathba, A Luxury Collection Desert Resort & Spa

      Rooted deep within the desert landscape of Al Wathba, an intimate retreat with natural beauty lies at the hallmark of this hotel experience, with guests ready to embark on an individual wellness journey, immersed by privacy. With a secluded plunge pool, guests can take in serene views of the Arabian Desert from their villa with a generous amount of space as they lay back and absorb the beauty of the property.
      For more information visit alwathbahotel.com
      Dubai
      One&Only The Palm

      This glittering sanctuary with lush gardens is secluded on Dubai’s Palm Jumeirah with opulent hotel rooms, while also featuring beachfront villas with their own private swimming pools as you witness breathtaking views of the Arabian Gulf. The premium villa allows you to step into the world of luxury with complete relaxation as you’re surrounded by lush private gardens and can cool off in your private temperature-controlled swimming pool with a majlis-style space shrouded by an oversized gazebo.
      For more information visit oneandonlyresorts.com
      Anantara The Palm

      With a private sanctuary that overlooks the beach and Arabian Gulf beyond, you can enjoy luxurious sunny days by the poolside with private concierge services at the Villa with options for one or two bedrooms as you unwind in style with oversized daybeds featuring a lagoon that is made into something special.
      For more information visit anantara.com
      Nikki Beach Resort & Spa

      With a relaxed yet effortless atmosphere, Nikki Beach Hotels & Resorts prides itself in providing guests with an unrivalled luxury lifestyle experience, while offering guests contemporary dining with an enhanced Nikki Beach experience. The Nikki beach pool villa is pleasant to the eye, with a uniquely designed space featuring an external shower pool and vast recreational areas that are perfectly conceived down to the smallest detail. With a perfect combination of white, light blue and beige colours in the interiors, the outdoor area is fitted with high-quality furniture offering a unique area for private dining or relaxing.
      For more information visit nikkibeach.com
      Melia Desert Palm

      This urban oasis offers lush green surroundings with an elegant oasis in the one-bedroom hideaway villas with ground floor living and dining spaces that extends to the spacious outdoor as guests enjoy a home away from home for the ultimate privacy with an alfresco dining area, complemented with a stone-walled courtyard for utmost serenity. With fascinating views of Dubai’s skyline and your own space to unwind at, there’s enough of room in this superlatively designed area to relax with friends and family.
      For more information visit melia.com
      Bulgari Resort Dubai

      Bringing the Mediterranean style to the Middle East, while being surrounded by ocean views with a nautical spirit imbibed at the property, guests can unwind at the luxurious beach view villas with stunning landscaped gardens and a temperature-controlled pool, as the villas offer the perfect amount of space to have the ultimate luxury gathering with the feeling and privacy of being at home, while enjoying the details of a sunken marble bathtub in the layout.
      For more information visit bulgarihotels.com
      Mandarin Oriental Jumeirah, Dubai
      Mandarin Oriental Jumeirah Dubai’s newly renovated Royal Penthouse boasts a panoramic rooftop terrace with a private 7-metre outdoor swimming pool and a sleek firepit and lounge area for ala fresco dining with epic, unobstructed views of the Arabian Gulf that only you and your guests can exclusively enjoy.
      For reservations, call +971 4 777 2222
      Al Maha, a Luxury Collection Desert Resort & Spa

      Just under an hours drive from the city of Dubai is Al Maha, a Luxury Collection Desert Resort and Spa. This luxury hotel, which resembles a luxurious Bedouin encampment, is the perfect escape for a weekend recharge. While the resort’s location already ensures maximum privacy for guests, Al Maha’s 42 suites take luxury and privacy to the next level. Each suite boasts a private temperature-controlled pool overlooking the infinite desert views, alongside opulent interiors which pay tribute to Arabian heritage with handcrafted furnishings, antiques and artefacts.
      Ras Al Khaimah
      The Ritz-Carlton, Ras Al Khaimah, Al Hamra Beach

      Escape to the shores of Ras Al Khaimah at The Ritz-Carlton Al Hamra Beach resort which has 32 luxurious villas that each have their very own private pool, as well as direct beach access.
      The Ritz-Carlton Ras Al Khaimah, Al Wadi Desert

      For those seeking a desert escape in Ras Al Khaimah, The Ritz-Carlton Al Wadi Desert resort is ideal. Similar to its sister resort, there are 100 villas available each with its own private pool.
      – For more on luxury lifestyle, news, fashion and beauty follow Emirates Woman on Facebook and Instagram
      Images: Supplied & Feature Image: Instagram @oothepalm More

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      10 editor-approved luxury hotels to book in Europe

      by

      Life

      by Sarah Joseph
      15 mins ago

      At some point during the year, we always have Europe on are travel itinerary as most of the destinations are all a direct flight away from Dubai.
      When it comes to planning your stay, the most crucial element is choosing the right hotel. For your next trip to one of the beautiful countries in Europe, we’ve curated an exclusive list. This collection represents hundreds of hours of researching, scouting and sourcing the best properties around Europe to make it a memorable trip.
      From classic hotels such as Claridge’s in London to modern ones such as The Julius in Prague, there’s something for every taste.
      Each of these hotels offers something special, from incredible locations to luxury services that make them stand out among Europe’s finest accommodations.

      – For more on luxury lifestyle, news, fashion and beauty follow Emirates Woman on Facebook and Instagram
      Images: Supplied & Feature Image: Instagram @tialineker More

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      Planning on getting a mortgage in Dubai? Note these 5 tips from an expert

      by

      Life

      by Ruman Baig
      50 seconds ago

      Thinking of buying a property in Dubai? This guide offers valuable insights from Mollie Credland, a Mortgage Advisor at Espace.
      Mollie dives into the essential steps to prepare yourself for a mortgage in Dubai’s dynamic property market. She covers everything from understanding down payment requirements to navigating the associated costs of buying a home.
      How to Get Mortgage Ready in Dubai?

      Know What You Can Afford & the Down Payment Required
      If, like most people, you require a mortgage to purchase your home, an experienced mortgage advisor can be invaluable at this stage. Homeownership in Dubai requires a minimum down payment of 20% for properties under AED 5,000,000 and 30% for properties valued above AED 5,000,000 (for expats). Note that the Central Bank allows first-time buyers to borrow up to seven times their salary.
      Establish How Much You Can Borrow
      Borrowing limits and mortgage affordability are typically calculated the same way across all banks in the UAE. Your monthly liabilities—car loans, personal loans, new monthly installments, and a percentage of your credit card limits—must not exceed 50% of your total monthly income. This is known as your Debt to Borrowing Ratio.
      Understand the Associated Costs of Buying Your New Home
      Many people make the mistake of simply applying for a mortgage which only covers the price of the house they want to buy. There are several extra costs involved in buying a property and when you are calculating the amount you’ll need to borrow, it’s important you take the following into consideration.
      – Dubai Land Department Fee: 4% of the purchase price + AED 580– Mortgage Registration Fee: 0.25% of the loan amount + AED 290 –– Real Estate Fee: 2% of the purchase price– Property Valuation Fee: Can range between AED 2,500 – AED 3,5004.
      How to Choose a Mortgage Provider?
      One common mistake people make is going directly to their bank instead of exploring the market. It’s always best to consult an independent mortgage broker who can advise you on the best products available. When selecting a mortgage provider, consider interest rates, loan terms, fees, and customer reviews of the bank. There are 18 banks in the UAE currently offering mortgage lending. Many banks offer preferential interest rates if you move your salary to them (salary transfer), so consider this option if it suits your circumstances.
      Apply for a Mortgage Pre-Approval Letter
      A mistake we see time and time again is people missing out on their dream home due to not having obtained their mortgage pre-approval. The property market moves quickly in Dubai, and many buyers become disappointed when they lose out to a pre-approved buyer who can fully commit to purchasing the property. Pre-approval lasts 30 to 60 days (depending on the bank), is free of cost, has no obligation, and can even be extended. I advise securing your pre-approval as soon as you start your property search to avoid disappointment and stress later on.
      – For more on luxury lifestyle, news, fashion and beauty follow Emirates Woman on Facebook and Instagram
      Images: Instagram @visit.dubai  More

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      Plan your summer Nights by the Lagoon at Creek Harbour’s hidden gem

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      Life

      by Team Emirates Woman
      5 mins ago

      IN PARTNERSHIP: Give summer a new meaning at the ultimate lagoon-side oasis of Vida Creek Beach by the crystal lagoon.
      If you’re looking to bask in the summer sun, Float Beach Lounge at the property makes the perfect venue for summer splashes with food and drinks. You can start the weekend right by the Lagoon with the exclusive Float Summer Nights taking place every Friday. It promises an evening of delectable dishes, refreshing beverages, live entertainment and a laid-back summer experience under the sky.
      This exquisite evening takes place every Friday from 7pm to 12am, with Lagoon Access from 7pm to 12am, Dining from 7pm to 11pm and Beverage Package from 7pm to 10pm. With an A la carte menu and free-flowing beverages, the package is priced at Dhs200 per person.
      For the ultimate getaway, the Crystal Lagoon is a tropical paradise amidst a scenic city skyline. This massive man-made lagoon is free to swim, play, and splash at. Guests can dive into the refreshing waters, soak up the sun on the sandy shores, and let the good times roll.
      At the property contemporary designs meet the allure of arabesque architecture at Vida Creek Beach. The overarching architecture is inspired by the Bronze Age of Arabia where a myriad of cultural elements come together. As the perfect retreat, staycationers can meander along the vibrant 6km promenade, pausing for joyful snapshots amidst the kaleidoscope of bright-hued art installations.

      The district offers a getaway unlike any other with its serene skyline accompanied by creek views, overlooking the man-made Lagoon and canal at Dubai Creek Harbour. During their visit, guests can also embark on a boat tour to soak inthe city’s iconic landmarks, all from the exhilarating vantage point of the water.
      Overall, the hotel offers a wide range of epic amenities and creative spaces. Complete withtop-notch business facilities, eateries, and chill spots to unwind, it’sthe place to live it up or lay low.
      For more information visit vidahotels.com
      – For more on luxury lifestyle, news, fashion and beauty follow Emirates Woman on Facebook and Instagram
      Images: Supplied  More

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      6 staycations to book at these UAE hotels opened in 2024

      by

      Life

      by Sarah Joseph
      13 mins ago

      Quick escapes are essential to wear down the stress levels from time to time. With a myriad of new hotels opening in the UAE this year, it’s time to visit this luxurious properties to feel like you’ve escaped the city.
      Quite often, trips become more fulfilling after skipping the excessive packing, long-haul flights, jet-lag and the never-ending lines at airport security.
      If you’re thinking of a much-needed escape and have probably ticked off every property on your must-visit list, we’re here to help with all the newly opened hotels and resorts in Dubai this year, that are beyond stunning.
      From ultra-luxury interiors to Michelin-star chefs spearheading the fine-dining havens, these resorts can now be booked for a quick getaway with your friends, partner or even a solo getaway. Whether you’re after a fun, fashionable or family-friendly hotel, there’s something to suit your hospitality needs. Here are all of the new hotels opening in the UAE.
      Be it Anantara Mina Al Arab with its lush gardens, an infinity pool and a natural mangrove sanctuary or One&Only One Za’beel with its ultra-modern health and wellness facilities, each cityscape welcomes guests to feel like they’re in a different country. With a much-needed change in environment, the picturesque resorts allow each guest to take a break from the bustling city life.
      So, if you’re planning to book a staycation in advance, swipe through our guide of newly opened properties and soon-to-open hotels in the UAE.

      – For more on luxury lifestyle, news, fashion and beauty follow Emirates Woman on Facebook and Instagram
      Images: Supplied  More

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      Thinking of getting a mortgage in Dubai? 5 essential steps to take

      by

      Life

      by Ruman Baig
      3 hours ago

      Thinking of buying a property in Dubai? This guide offers valuable insights from Mollie Credland, a Mortgage Advisor at Espace.
      Mollie dives into the essential steps to prepare yourself for a mortgage in Dubai’s dynamic property market. She covers everything from understanding down payment requirements to navigating the associated costs of buying a home.
      How to Get Mortgage Ready in Dubai?

      Know What You Can Afford & the Down Payment Required
      If, like most people, you require a mortgage to purchase your home, an experienced mortgage advisor can be invaluable at this stage. Homeownership in Dubai requires a minimum down payment of 20% for properties under AED 5,000,000 and 30% for properties valued above AED 5,000,000 (for expats). Note that the Central Bank allows first-time buyers to borrow up to seven times their salary.
      Establish How Much You Can Borrow
      Borrowing limits and mortgage affordability are typically calculated the same way across all banks in the UAE. Your monthly liabilities—car loans, personal loans, new monthly installments, and a percentage of your credit card limits—must not exceed 50% of your total monthly income. This is known as your Debt to Borrowing Ratio.
      Understand the Associated Costs of Buying Your New Home
      Many people make the mistake of simply applying for a mortgage which only covers the price of the house they want to buy. There are several extra costs involved in buying a property and when you are calculating the amount you’ll need to borrow, it’s important you take the following into consideration.
      – Dubai Land Department Fee: 4% of the purchase price + AED 580– Mortgage Registration Fee: 0.25% of the loan amount + AED 290 –– Real Estate Fee: 2% of the purchase price– Property Valuation Fee: Can range between AED 2,500 – AED 3,5004.
      How to Choose a Mortgage Provider?
      One common mistake people make is going directly to their bank instead of exploring the market. It’s always best to consult an independent mortgage broker who can advise you on the best products available. When selecting a mortgage provider, consider interest rates, loan terms, fees, and customer reviews of the bank. There are 18 banks in the UAE currently offering mortgage lending. Many banks offer preferential interest rates if you move your salary to them (salary transfer), so consider this option if it suits your circumstances.
      Apply for a Mortgage Pre-Approval Letter
      A mistake we see time and time again is people missing out on their dream home due to not having obtained their mortgage pre-approval. The property market moves quickly in Dubai, and many buyers become disappointed when they lose out to a pre-approved buyer who can fully commit to purchasing the property. Pre-approval lasts 30 to 60 days (depending on the bank), is free of cost, has no obligation, and can even be extended. I advise securing your pre-approval as soon as you start your property search to avoid disappointment and stress later on.
      – For more on luxury lifestyle, news, fashion and beauty follow Emirates Woman on Facebook and Instagram
      Images: Instagram @visit.dubai  More

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      New to Dubai? Here’s the full guide to renting a home in Dubai

      by

      With Dubai being an international hub, renting is an important aspect which must be given careful thought and consideration to avoid any unnecessary complications or expenses.
      From choosing a home to finalising the Ejari, there are a number of steps involved in the process which many may not be aware of, especially if you’re new to Dubai.
      While the vibrant city has a selection of popular hotspots with upcoming locations to possibly move to, being well-equipped with the processes involved will make the entire journey quite effortless and will save you time. The steps for finalizing a home for rent include:
      Shortlist a property
      Depending on preferences and budget constraints, there are various websites such as bayut.com or propertyfinder.com which provide tailor-made options as per your requirements on the above. Whether you’re looking for a villa or an apartment, there are plenty of options for you to choose from including details which are broken down such as furnished or unfurnished, balcony and number of bathrooms. After shortlisting a few, based on location, amenities and finishing, you can get in touch with the listed landlord or agent for the property.
      Note: agents usually charge between a two to five per cent commission if you go ahead with a property.
      Schedule a visit
      Once a date and time is scheduled to visit, carefully observe the neighbourhood and scan the property or arrange another visit incase any doubts still linger. Ask any questions relating to parking spots, the inclusion of facilities, plumbing and if the fixtures are in good working conditions. In case of any minor issues such as paint or slight damage ensure to have that sorted before signing the rental agreement, otherwise, later on, might be too late. As per the neighbourhood, it’s always better to ensure, it’s not noisy, is it family-friendly, is there any public transport close by and are there any construction sites nearby to be completely satisfied with everything. Ensure you also ask about bills, if there is a gas connection, if chiller (air conditioning) is included and how many cheques are expected. The number of cheques you pay in – two, four, six or 12 – can often be negotiated.

      Finalise the offer
      Ensure the contracts have mutual payment terms agreements is as also agreed upon by the landlord. Always make sure that the real estate is RERA-registered and ask for the broker number to be certain.
      Lynette Abad, the director or research and data at Property Finder explains, “First, always make sure to work with a RERA certified agent who can help you with the process. Before moving in, you should take pictures and a video of the unit and send it to the agent and the landlord.  Also, if there is anything that needs to be repaired, write a formal email to your agent and landlord of the items asking for them to be repaired before moving in.”
      Book the property
      In order to reserve the house, a refundable security deposit of around five per cent of the rest will be required. As per real estate agents, the amount will be held until the deal is finalised, do ensure a receipt or proof is received when submitting the deposit cheque or cash with the documents needed for the process which include a passport copy and residence visa copy. It’s also important to take pictures of the property along with a copy of the landlord’s passport copy to retain the security deposit later.
      Review the tenancy agreement and then sign
      Always proofread the contract carefully to ensure they are in line with Dubai’s tenancy laws, while understanding what tenants are entitled to before agreeing upon. If any clauses wish to be added or removed, they can be done if there is a mutual agreement with the landlord. If all the terms are ok to proceed with, sign the tenancy contract after which you make sure, a copy of the contract is kept with you. If there is an agent involved, they will usually get the tenancy contract signed by the landlord and handover the cheques given by you. After which, the keys and access cards are handed over to you with acknowledgement form signed that everything has been received along with the handover contract signed.

      Ejari Registration
      Registering the tenancy contract with the Ejari is the responsibility of the landlord. Typically, the landlord will assign this to the real estate agent. However, in practice, the tenant will complete the process and pay the required fees.
      You must be sure that all deposits, contract duration and rent amounts are clearly stated in your Ejari. You can register on Ejari here or via the Ejari app as well.
      Registering your tenancy contract with Ejari will cost you Dhs220 at the typing centre. You can head to the typing centres in Al Manara Centre, Al Barsha Mall, Oud Metha, Port Saeed or Zabeel to register your Ejari. The Ejari desk is open from 8am to 8pm from Sunday to Thursday and 9am to 2pm on Saturday. During Ramadan, the Ejari desks are open from 8.30am to 4.30pm on weekdays only.
      You will need to fill out a registration form when you arrive, so make sure you have your new address and tenancy contract number with you along with copies of the following documents.
      The documents required to register with Ejari include:

      Original signed tenancy contract
      Security deposit receipt
      Tenant’s Passport (for non-GCC countries nationals)
      Tenant’s UAE Visa (for non-GCC countries nationals)
      Tenant’s Emirates ID
      Copies of the landlord’s passport (if an individual)
      Copy of a valid power of attorney document (if the contract has been signed by a PoA). Power of attorney documents must be renewed every year to remain valid.
      Copy of title deed of the rented property
      9-digit DEWA Premises Number (or copies of recent DEWA bills/Green bill accepted)
      DEWA bill and previous Ejari if you are renewing
      Trade license (in the case of commercial properties)

      Once the registration is complete, you will receive the official Ejari contract, which includes a unique Ejari ID number. You will use this number to register for your DEWA account, which you can now conveniently do online.
      Register Ejari via the mobile app
      Alternatively, you can register your tenancy contract and upload your documentation using the Ejari official app on Dubai Rest application from Dubai Land Department.
      Download the Dubai Rest and register with your Emirates ID, passport and visa copy. Upload documents, including tenancy contract, Emirates ID, landlord and tenant’s passport and visa copy, and title deed copy, on the app. Your landlord needs to be registered on Dubai Rest as well. Once she/he approves the documents on the app, an Ejari certificate will be issued in two working days. It costs AED 172 to register your Ejari via the app.
      To use this method, your landlord must be registered on the Ejari also. Once your landlord approves the documents on the app, an Ejari certificate will be issued in two working days.
      The official Ejari contract will include a unique Ejari ID number. This number is used to register for your DEWA account, which you can now conveniently complete online.
      The Ejari registration can be done here.

      Apply for a DEWA connection
      For a new connection, the DEWA premise number, Ejari number, landlord’s passport copy, your passport copy and Emirates ID, completed DEWA form and security deposit payment are needed to finalise the connection. Once the required deposit is paid, the online payment and getaway service will be activated within 24 hours of registration and payment.
      The DEWA registration can be done here.
      Move-in form
      Various popular communities in Dubai, primarily the projects developed by Emaar, will require a move-in permit, with the following documents such as passport copy, Emirates ID, payment completion certificate, tenancy contract copy and recent service charge receipt.
      Moving in
      Once the move-in permit is arranged, everything is ready for a fresh new start. From packers and movers to furniture delivery services, there are plenty of options to ease your moving process.
      With regard to construction noises while moving in, Abad has also said, “This is Dubai and we are surrounded by construction. You can contact RTA or the Municipality at 800 900 to file a complaint. Construction hours are 7am to 8pm with a  decibel noise of no more than 55. Developers can apply for special permits to work in the night however the decimal noise can be no more than 45 decibels. To put this in perspective, a hairdryer is about 60 decibels.”
      Top tips

      Always check a couple of options before making a final offer, as annual contracts might make it tricky to leave later on.
      For single-cheque arrangements, ensure your completely satisfied otherwise losses could be incurred.
      Ensure all service charges have been settled by the landlord before you move in. Your agent should be able to check this and get it in writing.
      A rental dispute in Dubai can always be filed in case of any inconvenience caused by the landlord.

      As per any hidden costs, Property Finder’s Abad also says, “What tenants need to keep in mind is to always go through the contract and addendum well. The hidden costs are really in the addendum. For example, if repairs are needed in the home and it’s not clearly defined who pays for it, most likely it will fall on the tenant. These types of items need to be spelt out very well in the addendum.”
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      Feature Image: Property Finder, Images: Unsplash, Pexels More